Karat
The financial partner for creators.
Overview
Karat offers a business credit card and financial services specifically designed for creators. Underwriting is based on social stats and revenue, not just credit scores. They provide tools to help creators manage their finances and grow their business.
✨ Key Features
- Business credit card with high limits
- Underwriting based on creator metrics
- Cash back rewards relevant to creators
- Bookkeeping and tax tools
- Advances on future revenue
🎯 Key Differentiators
- Underwriting model based on creator-specific metrics
- Financial products tailored to the creator economy
- Community and networking opportunities for creators
Unique Value: Karat provides creators with access to credit and financial services that they may not be able to obtain from traditional institutions, by evaluating their business based on metrics that matter in the creator economy.
🎯 Use Cases (3)
✅ Best For
- Providing high-limit credit cards to established creators
- Helping creators with bookkeeping and tax preparation
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Individuals who are not content creators
- Creators with very small or inconsistent revenue streams
🏆 Alternatives
Unlike traditional credit cards, Karat understands the unique financial situation of creators. Compared to other creator-focused fintechs, Karat has a strong brand and focuses on providing premium financial products.
💻 Platforms
🔌 Integrations
🛟 Support Options
- ✓ Email Support
- ✓ Live Chat
- ✓ Dedicated Support (NA tier)
🔒 Compliance & Security
💰 Pricing
Free tier: The Karat card has no annual fee.
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